Bordity vs a spreadsheet
Many people with money in several countries start with a spreadsheet. It is free and fully yours. The trouble starts with exchange rates, history and the monthly typing.
Competitor facts checked on October 29, 2026 from their own pages and recent reviews. Prices change; follow the sources to confirm.
| Feature | Bordity | A spreadsheet |
|---|---|---|
| Price | Free for 3 accounts; Plus $6.99/month or $59/year | Free |
| Exchange rates | Updated daily, applied per day of history | Typed by hand or pulled with a formula like GOOGLEFINANCE |
| History | Every balance converted with the rate of its day | Needs a snapshot tab per month or careful formulas |
| Statements | AI reads CSV, Excel, PDF and photos | Copy and paste, then clean up columns |
| Transfers between currencies | Recorded once, kept out of spending | Easy to count twice |
| Flexibility | Built for one job | Anything you can build |
When A spreadsheet is the better choice
- You enjoy building your own model and want total control.
- You need custom calculations Bordity does not do.
When Bordity is the better choice
- You want the totals right without maintaining formulas.
- You spend an evening a month typing statements.
- You want to see how your net worth moved, not just where it is today.
Sources
Try Bordity with your own accounts
The free plan holds 3 accounts with no time limit.